Privacy Policy

Basics

Your privacy is critically important to us.

It is The Net Worth Girl’s policy to respect your privacy regarding any information we may collect while operating our website.

All information contained in this blog, thenetworthgirl.com, is for entertainment and general information purposes only. 

While I write about personal finance and money management topics like investing, I am not a certified financial advisor or a financial planner or an account or even very good at maths. I`m just a hard working mum with a lot of money mojo and access to the internet, talking about money, finances and conscious living. You should not treat any information on this blog as professional advice and before making any financial decisions based on my crazy antics please consult a professional advisor or planner.

While I attempt to keep all information on this blog accurate and up to date, it may not be appropriate for your specific circumstances. If you use any information on this website, I assume no responsibility and will not be held liable for any losses, injuries, or damages. Any reliance you place on the information from this website will be strictly at your own risk.

What personal data we collect and why

You can access thenetworthgirl.com and browse our site without disclosing any of your personal data. Thenetworthgirl.com does not collect personal information about individuals such as names and mailing or e-mail addresses unless it is provided by the individual and he or she has agreed to the terms under which thenetworthgirl.com will use it.
 

Data collected from other sources

We may receive information about you from other sources.  You may link your Facebook, Instagram, and/or Google accounts within blog comments. If you choose to link your Facebook, Instagram, and/or Google accounts to your user profile, we will receive your name, email address and profile picture associated with that account.
 

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. I need to do this because I get a ton of weird spam comments.

An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

The Net Worth Girl may collect statistics about the behavior of visitors to its website. The Net Worth Girl may display this information publicly or provide it to others. However, The Net Worth Girl does not disclose your personally-identifying information.

Who we share your data with

At this time, your personal information is not shared with any other third-party applications. This list may be amended from time to time in the Website’s sole discretion.

Except when required by law, we will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, we may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Advertising

Display Ads

Ads appearing on our website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by The Net Worth Girl and does not cover the use of cookies by any advertisers.

Third-party advertisers may collect IP addresses and location to serve personalized ads.  If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit http://www.networkadvertising.org/managing/opt_out.asp.

Retargeting Ads 

From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website.

Affiliate Program Participation

The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

The Net Worth Girl is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and links to Amazon.com.  As part of this Amazon Associates program, the Website will post customized links, provided by Amazon, to track the referrals to their website. This program utilizes cookies to track visits for the purposes of assigning commission on these sales.

Newsletters:

On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Website to adapt the content of future newsletters to the interests of the user. This behaviour will not be passed on to third parties.

Acceptance of Terms:

Through the use of this website, you are hereby accepting the terms and conditions stipulated in the aforementioned Privacy Policy agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of this site. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.

Privacy Policy Changes:

Although most changes are likely to be minor, The Net Worth Girl may change its Privacy Policy from time to time, and in The Net Worth Girl’s sole discretion. The Net Worth Girl encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Contact:

For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact me at hola@thenetworthgirl.com